![]() ![]() Instead of buying your groceries at the gourmet grocery store, consider shopping at a discount grocery store. Instead of going out to dinner and a movie every week, go one night a month instead. Look at your variable expenses and see where you can cut back. If your bottom line is negative, you are spending more than you are earning. This means that you are spending less than you are earning. Ideally, you will want to have a positive bottom line. Determine whether you are spending too much Subtract your total monthly expense from your total monthly income. This number is your total monthly expense. Add your fixed expenses and your variable expenses together Groceries, entertainment and clothing are examples of variable expenses. Your rent or mortgage payment, car payment and student loan payments are examples of fixed expenses. Fixed expenses are expenses you pay each month and the amount does not change. Your credit card is not considered money you earned. This is money that you bring home from your job and any support given to you by a family member. Determine how much money you earn each month This may include pay stubs, utility bills, rent bills, mortgage statements, checkbook registers, credit card statements, etc. Though not an exciting task, creating a budget can help you pave the way to a successful, secure financial future. open submenu for Financial Literacy Financial LiteracyĬreating a budget is a simple way to help you understand how much money you have coming in and where your hard-earned dollars are being spent.open submenu for Financial Aid Walkthrough Financial Aid Walkthrough.open submenu for Refunds / Withdrawals Refunds / Withdrawals.Traditional Undergraduate International Students.open submenu for Clearing for Traditional Undergraduate Classes Clearing for Traditional Undergraduate Classes.International Students: Online Payment Form.open submenu for Verification Verification.open submenu for Academic Progress Academic Progress.open submenu for Scholarships Scholarships.open submenu for Institutional Aid Programs Institutional Aid Programs.open submenu for State Aid Programs State Aid Programs.open submenu for Federal Student Aid Programs Federal Student Aid Programs.open submenu for Financial Aid Programs Financial Aid Programs.open submenu for Traditional Undergraduate Traditional Undergraduate.open submenu for What it Costs What it Costs. ![]()
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